What to Do If You Were Scammed

A calm, step-by-step response plan for the next 24 hours.

  1. Stop replying and stop sending money immediately.
  2. Change passwords on any account that may be affected. Enable two-factor authentication.
  3. Call your bank or card issuer using the number on your card.
  4. Report to reportfraud.ftc.gov and, if losses occurred, IC3.gov.
  5. Save copies of the messages and any receipts.